In connection with cases of bankruptcy of commercial banks, revocation of licenses by the Central Bank of the Russian Federation, the emergence of new types of financial transactions and services, forms of customer service and, as a result, an increase in the risks associated with banking, the relevance of improving the system for assessing the reliability of banks is obvious The article presents a methodology for an integrated econometric approach to monitoring Russian banks to assess their reliability and sustainability of development, using binary choice models - the logit model and the probit model