This work is dedicated to examination of an important trend of recent decades - the financial autonomy of local communities. The object of this research is the enclosed on the territory production and consumption chains, which ensure certain economic autonomy to this area. The presence of enclosed balanced financial flows in these chains creates the conditions for autonomization of finances of the local community. The goal of this article consists in modelling of scenarios for the development of local community with enclosed production and consumption circuits. The research employs data analysis of bank transactions of the country’s largest bank conducted within one month between the legal entities of in city district with 75,000 population. The results of analysis reveal the cluster consisting of 59 companies (agents), the transactions between which comprise a circuit network. Within the cluster was outlined the core consisting of 12 companies that closely interact with each other. The author explores various development scenarios for the aforementioned 12 core companies to the size of cluster that consists of 59 companies. The target economic parameter is the volume of balanced payments within the network and its share within the total network turnover. The structural parameters of forming networks are calculated by SNA methodology (Social Network Analysis). The article discusses the potential of one or another development strategy for the local community in the context of autonomization of their finances.