The development of the situation related to the pandemic in the global world, the introduction of quarantine measures and various kinds of strict restrictions in 2020 led to an explosive growth of information and digital technologies, as well as the development of social digital platforms. Humanity is on the verge of changing the paradigm of economic relations and accelerating the formation of the principles of the digital economy. The usual mechanisms for implementing bank payment systems are disappearing. A number of countries are in the test mode of pilot projects for issuing digital national currencies. In this regard, the topic of this study becomes even more relevant. The purpose of the work is to make a prognostic assessment of the prospects, as well as the positive and negative consequences of the digital ruble. The topic of the study is new and unexplored. The expert community is just beginning to study the issue of digital money issuance; and macroeconomic regulators are beginning to assess both positive expectations and negative results of digital and information technologies in creating a new type of money. The theoretical basis of the research is scientific publications devoted to the accumulated experience of cryptocurrencies, as well as individual novelties of federal legislation related to the circulation of electronic money. It is concluded that the issue of the digital ruble, on the one hand, will speed up and simplify the transfer of funds between the owners of electronic wallets, increasing the level of comfort, but, on the other hand, an increase in the number of cybercrimes against the background of an unsettled special legislative framework should be expected.